- HBA · 4 years
- Work experience details
- ~High 80s to low 90s
Mathematics/
Image source
AI-generated ink illustration
Conceptual study artwork, not a photograph of teaching facilities.
Unidex · generated with ImageGen
Checked 2026-11-05
Symbolic subject artwork; no university facility depicted
4 years
Duration (years)
4 years of study with required co-op
Waterloo Mathematics/Chartered Professional AccountancyFour credited co-op terms. First work term in winter of second year.
Work experience
Four four-month credited work terms. Waterloo says eligible experience may count toward professional requirements.
Waterloo Mathematics/CPA degree, co-op and career examples~Mid-80s
Entering average
Published approximate guidance: Mid-80s. Historical guidance checked November 2026. Waterloo publishes approximate Ontario high-school guidance and uses individual selection.
Waterloo Mathematics/Chartered Professional Accountancy
Deadlines
November 2026
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| 23 | 24 | 25 | 26 | 27 | 28 | 29 |
| 30 |
Next deadline
OUAC. Ontario high schools report midterm/final 4U/M grades
2027 entry
School deadline, not a student task. Universities receive these grades by November 26. Verbatim: "Deadline for the OUAC to receive all midterm or final grades available for 4U/M courses from Ontario high schools. Schools may report in-progress grades for full-year courses as soon as they are available." Universities receive these by the target date of November 26, 2026. This is a deadline on the high school, not on the student, but it governs which grades a university sees in the first round.
Other deadline details
No single OUAC deadline, deadlines are set by each university and sometimes by programOUAC Undergraduate application, applicants who are not Ontario high school students (Group B)2026 entry
- No single OUAC deadline, deadlines are set by each university and sometimes by program
- No single OUAC deadline
- University, program, transcript, portfolio, interview, and audition dates still apply
Full source wording
Verbatim: "There is no specific Undergraduate application deadline if you are a Group B applicant. Deadlines vary at each university and sometimes depend on the program. Visit the university websites or contact the universities directly for their deadlines. If you are interested in a program but the deadline has passed, you may contact the university's admission office for help. Be aware of university-specific deadlines for submitting transcripts and portfolios, if required, and for arranging interviews and auditions. You must ensure the OUAC has enough time to process your choices before the universities' program deadlines." OUAC defines Group B as anyone who does not meet the Group A criteria, e.g. not currently taking an Ontario high school course, a Canadian outside Ontario, an international applicant, a postsecondary transfer student, or a mature applicant.
SourceChecked
Requirements
Admission requirements
High-school prerequisites
MHF4UAdvanced Functions
MCV4UCalculus and Vectors
ENG4U / EAE4UAny Grade 12 U English
One other Grade 12 U course
- Ontario Secondary School Diploma and six Grade 12 U or M courses, including two additional U or M courses beyond the listed prerequisites.
Application steps
Entry terms · Fall
September 2027 first-year Waterloo entry through WN.
Waterloo September 2027 application and document deadlinesStep 1Check the admission requirements
- Check the published entry route for your applicant category.
Step 3Declaration of Academic Experience (DAE)
- Complete the DAE in the Waterloo applicant portal. It updates your checklist with any required documents.
Step 4Select Waterloo WN on OUAC. Co-op is required.
- Complete this item using the university’s applicant instructions.
Step 5Complete the Declaration of Academic Experience in the Waterloo applicant portal.
- Complete this item using the university’s applicant instructions.
Step 6Submit the Admission Information Form and Mathematics Supplementary Information Form.
- Complete this item using the university’s applicant instructions.
Step 7Send any supporting documents requested in the portal.
- Complete this item using the university’s applicant instructions.
Waterloo uses individual selection based on grades and supplementary forms.
Waterloo Faculty of Mathematics 2027 supplementary formsApplicant pathways
International Baccalaureate
Applicants following the IB Diploma admission route
- Full IB Diploma with six courses, including at least three at Higher Level.
- HL Mathematics: Analysis and Approaches with at least 6.
- HL or SL English A, or HL English B with at least 5.
- Waterloo lists an overall IB total of 30 before diploma points.
Degree requirements
Credits and degree requirements
- Complete 41 courses across mathematics, computing, accounting, economics and business, following the applicable calendar.
- Use the academic plan for the precise grade, standing and communication requirements.
Work and practical requirements
- Complete four credited co-op terms and required professional development courses.
Program facts
Entering average~Mid-80s
Waterloo publishes approximate Ontario high-school guidance and uses individual selection.
Waterloo Mathematics/Chartered Professional AccountancyWaterloo Mathematics/Chartered Professional AccountancyCo-opFour credited co-op terms. First work term in winter of second year.
Four four-month credited work terms. Waterloo says eligible experience may count toward professional requirements.
University work-study informationMajors & specializations
Waterloo undergraduate degree with required co-op. Professional certification is a separate process.
Data Analytics specialization
BMath
Study computational statistics, data analysis, statistical learning and visualization alongside accounting.
Courses
Waterloo’s first-year sample and upper-year course examples. The calendar lists full plan requirements.
1A · Fall5 listed
- AFM 111Professional Pathways and Problem-Solving
- AFM 191Foundations for Financial Reporting
MATH 135Algebra for Honours Mathematics- MATH 137Calculus 1 for Honours Mathematics
CS 115 / CS 135Introduction to Computer Science 1 or Designing Functional ProgramsChoose the approved sequence.
1B · Winter5 listed
Waterloo notes that a course such as CS 116 may be taken in first year toward the 41-course requirement.
AFM 182Foundations for Managerial Accounting- ECON 100Principles of Economics
- MATH 136Linear Algebra 1 for Honours Mathematics
- MATH 138Calculus 2 for Honours Mathematics
- COMMST 111Leadership, Communication, and Collaboration
Upper-year course examples4 listed
- STAT 374Quantitative Foundations for Finance
- AFM 321Personal Financial Planning
- AFM 433Business Strategy
- MATBUS 472Risk Management
Elective choices
- Check the plan’s limited elective space and the separate requirements for optional Data Analytics and Finance specializations.
Study routes
Waterloo undergraduate degree with required co-op. Professional certification is a separate process.
- Waterloo BMath in Mathematics/Chartered Professional Accountancy
- Optional Data Analytics or Finance specialization
Careers
Business Analyst
Banking Analyst
Consulting Analyst- Senior Credit Risk Analyst
- Business Analyst
Tax Co-op Associate
Employers in student profiles
4
- Deloitte
- J.P. Morgan
- Accenture
- CIBC
Career sectors
3
- Accounting
- Banking
- Consulting
Scope and qualifications
The BMath prepares students for accounting careers and further CPA study. Waterloo is introducing CPA Professional Program education in 2027. Eligibility and future professional requirements follow CPA Ontario.
Waterloo’s published alumni and student co-op examples.
Costs
Program or faculty
| Program or faculty | Ontario | Other Canadian | International | Books and supplies |
|---|---|---|---|---|
| Accounting and Financial Management, Sustainability and Financial Management | $9,000 | $10,000 | $58,000 | $1,500 |
| Architecture | $14,000 | $15,000 | $75,000 | $8,100 |
| Business Administration (Laurier) and Computer Science (Waterloo) Double Degree | $17,000 | $20,000 | $75,000 | $1,500 |
| Business Administration (Laurier) and Mathematics (Waterloo) Double Degree | $15,000 | $15,000 | $64,000 | $1,500 |
| Computer Science | $16,000 | $18,000 | $73,000 | $1,500 |
| Computing and Financial Management | $11,000 | $12,000 | $64,000 | $1,500 |
| Faculty of Arts | $9,000 | $10,000 | $58,000 | $1,500 |
| Faculty of Engineering, Software Engineering | $19,000 | $21,000 | $75,000 | $1,500 |
| Faculty of Environment | $9,000 | $10,000 | $51,000 | $1,500 |
| Faculty of Health | $9,000 | $10,000 | $54,000 | $1,500 |
| Faculty of Science | $9,000 | $10,000 | $54,000 | $1,500 |
| Geography and Aviation | $9,000 | $10,000 | $51,000 | $1,500 |
| Science and Aviation | $9,000 | $10,000 | $54,000 | $1,500 |
| Global Business and Digital Arts | $14,000 | $16,000 | $56,000 | $1,500 |
| Mathematics (includes 16 majors), Mathematics/ Business Administration, Mathematics/Chartered Professional Accountancy | $9,000 | $10,000 | $62,000 | $1,500 |
| Mathematics/Financial Analysis and Risk Management | $12,000 | $14,000 | $63,000 | $1,500 |
First-year estimate
2026–27 · Two terms · CAD
Ontario example · Choose your fee category
Tuition and incidental fees$9,000
Books and supplies$1,500
Residence$8,254
Residence
Meal plan$8,040
Meal plan
Estimated total$26,794
Accounting and finance tuition increases significantly in upper years.
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