- HBA · 4 years
- Work experience details
- ~High 80s to low 90s
Computing and Financial Management
Image source
AI-generated ink illustration
Conceptual study artwork, not a photograph of teaching facilities.
Unidex · generated with ImageGen
Checked 2026-11-05
Symbolic subject artwork; no university facility depicted
Co-op details
Work experience
Co-op required. Six scheduled four-month work terms starting the spring after first year.
Waterloo BCFM co-op sequence and graduation requirements~Low to mid-90s
Entering average
Published approximate guidance: Low to mid-90s. Historical guidance checked November 2026. Waterloo uses individual selection and publishes approximate guidance for Ontario high-school applicants.
Waterloo Computing and Financial Management
Deadlines
November 2026
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| 23 | 24 | 25 | 26 | 27 | 28 | 29 |
| 30 |
Next deadline
OUAC. Ontario high schools report midterm/final 4U/M grades
2027 entry
School deadline, not a student task. Universities receive these grades by November 26. Verbatim: "Deadline for the OUAC to receive all midterm or final grades available for 4U/M courses from Ontario high schools. Schools may report in-progress grades for full-year courses as soon as they are available." Universities receive these by the target date of November 26, 2026. This is a deadline on the high school, not on the student, but it governs which grades a university sees in the first round.
Other deadline details
No single OUAC deadline, deadlines are set by each university and sometimes by programOUAC Undergraduate application, applicants who are not Ontario high school students (Group B)2026 entry
- No single OUAC deadline, deadlines are set by each university and sometimes by program
- No single OUAC deadline
- University, program, transcript, portfolio, interview, and audition dates still apply
Full source wording
Verbatim: "There is no specific Undergraduate application deadline if you are a Group B applicant. Deadlines vary at each university and sometimes depend on the program. Visit the university websites or contact the universities directly for their deadlines. If you are interested in a program but the deadline has passed, you may contact the university's admission office for help. Be aware of university-specific deadlines for submitting transcripts and portfolios, if required, and for arranging interviews and auditions. You must ensure the OUAC has enough time to process your choices before the universities' program deadlines." OUAC defines Group B as anyone who does not meet the Group A criteria, e.g. not currently taking an Ontario high school course, a Canadian outside Ontario, an international applicant, a postsecondary transfer student, or a mature applicant.
SourceChecked
Requirements
Admission requirements
High-school prerequisites
MHF4UAdvanced Functions
MCV4UCalculus and Vectors
ENG4U / EAE4UAny Grade 12 U English75% min.
One other Grade 12 U course
- Ontario Secondary School Diploma and six Grade 12 U or M courses. Include two additional U or M courses beyond the four listed requirements.
Application steps
Entry terms · Fall
September 2027 first-year Waterloo entry through WCF.
Waterloo Computing and Financial Management Fall 2027 applicationsStep 1Check the admission requirements
- Check the published entry route for your applicant category.
Step 3Declaration of Academic Experience (DAE)
- Complete the DAE in the Waterloo applicant portal. It updates your checklist with any required documents.
Step 4Select Computing and Financial Management (WCF) on OUAC. This degree is co-op only.
- Complete this item using the university’s applicant instructions.
Step 5Complete the Declaration of Academic Experience in your Waterloo applicant portal.
- Complete this item using the university’s applicant instructions.
Step 6Submit the required Admission Information Form and the Mathematics Supplementary Information Form in your portal.
- Complete this item using the university’s applicant instructions.
Step 7Check the portal for transcripts and English-language documents if requested.
- Complete this item using the university’s applicant instructions.
Waterloo reviews grades and supplementary forms. The Admission Information Form is required.
Waterloo Fall 2027 AIF and supplemental formsDegree requirements
Credits and degree requirements
- Complete 40 courses and at least 20.0 academic units, excluding professional development courses.
- Maintain a minimum 60% cumulative average, 60% Faculty of Mathematics average and 70% Faculty of Arts average.
Work and practical requirements
- Complete the co-op graduation requirements, including five professional development courses.
Program facts
Entering average~Low to mid-90s
Waterloo uses individual selection and publishes approximate guidance for Ontario high-school applicants.
Waterloo Computing and Financial ManagementWaterloo Computing and Financial ManagementCo-opCo-op details
Six four-month work terms are scheduled. The first takes place after first year.
University work-study informationMajors & specializations
A Waterloo degree delivered through the School of Accounting and Finance and the Cheriton School of Computer Science.
Quantum Information Option
BCFM
Study how quantum mechanics affects computing, communication and cryptography.
Courses
Waterloo publishes the first-year example and a degree plan for later courses and approved substitutions.
1A · Fall5 listed
- CFM 101Introduction to Financial Markets and Data Analytics
CS 135Designing Functional Programs
MATH 135Algebra for Honours Mathematics- MATH 137Calculus 1 for Honours Mathematics
- AFM 191Introduction to Financial Reporting and Managerial Decision Making 1
1B · Winter4 listed
Choose a communication course. Advanced math or computing sections may be available.
- CS 136 / CS 136LElementary Algorithm Design and Data Abstraction and Software Development Laboratory
AFM 132Introduction to Business Stages- MATH 136Linear Algebra 1 for Honours Mathematics
- MATH 138Calculus 2 for Honours Mathematics
Upper-year course examples5 listed
Examples from Waterloo. Check the calendar to distinguish core requirements and course choices.
- AFM 322Derivative Securities
- AFM 425Fixed Income Securities
- CFM 301Financial Data Analytics
CS 480Introduction to Machine Learning- CS 486Introduction to Artificial Intelligence
Elective choices
- Choose the communication course from Waterloo’s approved options.
- Waterloo lists four general electives. Additional finance and computing choices follow approved course lists.
Study routes
A Waterloo degree delivered through the School of Accounting and Finance and the Cheriton School of Computer Science.
- Bachelor of Computing and Financial Management · Co-op only
Careers
Financial analyst- Full stack developer
- Financial engineer
- Software developer (financial systems)
Quantitative analyst- Investment strategist or analyst
- Software Developer
- Risk Analyst Co-op
- Quantitative Investment Co-op
- Quantitative Developer Intern
- Wealth Management Analyst
- Software Engineering Intern
Employers in student profiles
1
- CPP Investments
Career sectors
4
- Finance
- Investment
- Technology
Consulting
Scope and qualifications
A CFM degree can prepare students to pursue the CFA designation or graduate study. Professional requirements apply.
Graduate career examples and student co-op examples are published separately. CPP Investments is an employer of CFM graduates.
Costs
Program or faculty
| Program or faculty | Ontario | Other Canadian | International | Books and supplies |
|---|---|---|---|---|
| Accounting and Financial Management, Sustainability and Financial Management | $9,000 | $10,000 | $58,000 | $1,500 |
| Architecture | $14,000 | $15,000 | $75,000 | $8,100 |
| Business Administration (Laurier) and Computer Science (Waterloo) Double Degree | $17,000 | $20,000 | $75,000 | $1,500 |
| Business Administration (Laurier) and Mathematics (Waterloo) Double Degree | $15,000 | $15,000 | $64,000 | $1,500 |
| Computer Science | $16,000 | $18,000 | $73,000 | $1,500 |
| Computing and Financial Management | $11,000 | $12,000 | $64,000 | $1,500 |
| Faculty of Arts | $9,000 | $10,000 | $58,000 | $1,500 |
| Faculty of Engineering, Software Engineering | $19,000 | $21,000 | $75,000 | $1,500 |
| Faculty of Environment | $9,000 | $10,000 | $51,000 | $1,500 |
| Faculty of Health | $9,000 | $10,000 | $54,000 | $1,500 |
| Faculty of Science | $9,000 | $10,000 | $54,000 | $1,500 |
| Geography and Aviation | $9,000 | $10,000 | $51,000 | $1,500 |
| Science and Aviation | $9,000 | $10,000 | $54,000 | $1,500 |
| Global Business and Digital Arts | $14,000 | $16,000 | $56,000 | $1,500 |
| Mathematics (includes 16 majors), Mathematics/ Business Administration, Mathematics/Chartered Professional Accountancy | $9,000 | $10,000 | $62,000 | $1,500 |
| Mathematics/Financial Analysis and Risk Management | $12,000 | $14,000 | $63,000 | $1,500 |
First-year estimate
2026–27 · Two terms · CAD
Ontario example · Choose your fee category
Tuition and incidental fees$11,000
Books and supplies$1,500
Co-op fee$1,672
$836 × 2 study terms
Residence$8,254
Residence
Meal plan$8,040
Meal plan
Estimated total$30,466
Accounting and finance tuition increases significantly in upper years.
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